A Little Bit Sunk
You know what Grandpa did when Grandma went into the hospital to deliver your Aunt Sally? What about when Grandpa knocked himself in the head at the mallet factory? The answer to both: They paid the bill. Nowadays, we are all so maxed out on everything that the emergency response is to put something on the credit card. Even though Grandma and Grandpa weren’t rich, they probably didn’t have a credit card, so they could only spend what they had. That was the old fashioned way. The downside was that when they were down on their luck, they couldn’t “charge” groceries, but the upside is that their income was used for necessities in a higher percentage and they just didn’t need the same kind of Debt relief.
I thought I had a pretty good idea about how to manage myself until I took the quiz at Bills IQ and boy was I in for a surprise. I practically flunked! Okay, I didn’t, but I came from a family that didn’t accept “D’s” from me. If someone did a poster advertising Debt consolidation, I would apparently be on it. I am not maxed out any worse than anyone else, but surely the old fashioned values and sensibility about money I thought I had just isn’t there. Because of some medical setbacks, we lived off of credit cards for awhile when we should have been scaling back our lifestyle. Of course, I could have sold off the vintage collection instead but always thought the situation was temporary. If anyone out there thinks that their retirement fund is in their closet, they should be very sure about researching what they have bought or are buying.
My grandparents had big plans of raising a family and seeing them through school if they chose to go on to college. They all either went to trade school or college. It is sad that my big plans involve paying down some debts. What a different life. I can see now, that if I decide to start a new project, or adopt a kid someday, I am going to have to get some serious Debt help.
I am going to go get the violin out now. Actually, I am going to get out the keyboard that has the violin setting on it and go have myself a pity party while I sort this out. The BillsIQ Quiz actually gave me a few helpful suggestions that I am going to try a lot harder on. I am proud for renegotiating a credit card rate, but I just have let other expenses get away from me. Take the Quiz and see if you beat me!
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